Moneta Mortgages Inc. was founded on a simple belief: every Albertan deserves access to the best possible mortgage — not just the one their bank happens to offer.
As independent mortgage brokers, we aren't beholden to any single lender's agenda. Our only commitment is to you — our client. We access a network of more than 50 banks, credit unions, trust companies, and private lenders to identify the mortgage product that truly serves your needs.
Since opening our doors in Edmonton, we've helped over 1,200 Albertan families and businesses secure financing — saving them an average of $9,400 over their mortgage term compared to their bank's initial offer.
"We believe that every Albertan, regardless of their financial background, deserves a fair shot at homeownership."
Honest, transparent advice every time. We'll tell you what you need to hear, not just what you want to hear.
We respect your time. Our streamlined process means faster approvals and less stress from start to close.
Your financial well-being is our primary concern. Every recommendation we make is guided by what's truly best for you.
We pursue the best possible outcome on every file. Mediocre results are simply not acceptable to our team.
Our licensed brokers hold combined experience across every corner of the Alberta mortgage market.
Purchase, switch, and renewal mortgages for owner-occupied homes across Edmonton and Alberta — fixed, variable, open, and closed.
FHSA, Home Buyers' Plan, CMHC insured programs, stress test guidance, and step-by-step support for first-time homeowners.
Rate optimization, cash-out refinancing, debt consolidation, HELOC structuring, and penalty-free renewal switching.
Office, retail, industrial, multi-family, mixed-use, and development financing — including CMHC multi-family insurance programs.
Rental property financing, BRRRR strategy structuring, portfolio lending, and multi-lender strategies for growing investors.
Bridge financing, private mortgages, and alternative lender solutions for clients who don't fit conventional qualification criteria.
Unlike a bank that offers only its own products, we work with the full spectrum of Canadian lenders — giving you genuine choice and real competition for your business.
Our lender network includes the Big Six banks, mono-line mortgage lenders, Alberta credit unions, trust companies, and private mortgage funds — covering every situation from straightforward purchases to complex investment portfolios.
All lender access at no additional cost to you